Renters Insurance

Why You Need Renters Insurance

Insurance is not only for homeowners. If you rent an apartment, you must protect yourself by getting the necessary insurance plans. We provide renters’ insurance plans suitable for you and your family. Most leasing companies require renters’ insurance now. Here are some other reasons to have renters’ insurance.

Safeguarding Your Own Property.

The idea of making an inventory of your possessions is a good one. How would you replace your expensive electronics—like cellphones, smartwatches, computers, tablets, TVs, and gaming consoles—if the worst happened? What about the shoes and clothing you own that cost hundreds or thousands of dollars? And how much are your couches, tables, chairs, beds, mattresses, and recliners worth? A renters’ insurance policy can protect all of these personal and additional items.

Your Landlord’s Insurance Does Not Cover You.

It might come as a shock, but we would like to inform you that the landlord’s insurance does nothing for you in case anything happens. Getting renter’s insurance for your belongings is the best way to avoid being unprotected in the event of an emergency.

Assistance With Additional Living Costs.

Most renters’ insurance policies cover the additional costs you’ll incur if your rental property or apartment is damaged and uninhabitable while repairs are being made. Your renter’s insurance coverage would pay the additional living expenses above $900 that you incur while staying in a hotel, eating out, etc.

Liability Insurance in Case Someone Gets Hurt While Visiting Your Rental Home or Apartment.

It is one thing if the occupants of a house get hurt, but it is worse if your visitor gets hurt in your rental apartment. Renter’s insurance can cover you, your property, court costs, and other things that happen in your rented apartment.

Contact us today.